India Focus Note 88: Challenges of Microinsurance in India
Challenges of microinsurance in India are more systemic than institution specific. This Note tries to identify and analyse the challenges faced by the stakeholders of microinsurance in India.
The challenges are identified to be of four different types, viz.,
India Focus Note 87: Microinsurance in India - The Evolution of Market Trends
After half a decade of microinsurance regulation, there are some clear trends emerging in the way microinsurance business is conducted in India.
India Focus Note 86: Microinsurance Product Types in India
Microinsurance products in India can be classified into four different types:
E-Bulletin on Microinsurance - May 2011
This e-bulletin focuses on microinsurance- scope, issues and challenges. The e-bulletin highlights MicroSave's work in the area of microinsurance across geographies.
Click here to view the E-Bulletin.
E-Bulletin on Microinsurance - February 2011
This e-bulletin focuses on microinsurance- scope, issues and challenges. The e-bulletin highlights MicroSave's work in the area of microinsurance across geographies.
Click here to view the E-Bulletin.
India Focus Note 49: Trends of Microinsurance in India
Microfinance in India has largely been driven by credit products of microfinance institutions (MFIs), and microinsurance has remained a secondary choice for financial inclusion. However, recently, many important developments have taken place in the Indian microinsurance sector. Though India has experimented a lot with microinsurance, the sector is still driven by supply-led interventions.
MicroInsurance Centre Briefing Note # 6 - Financial Risk Management Tools for The Poors
Microinsurance offers a valuable vehicle to reduce the vulnerability of the poor while offering insurers and their agents the potential to expand their markets to low-income households. This note addresses the key risks which poor people often face and details out how microinsurance products and models can help mitigate these risks.
MicroInsurance Centre Briefing Note # 5 - Lessons From Health Care Financing Programmes in East Africa
In East Africa, risk management tools for health care have traditionally centred on self-insurance and informal insurance. However, these “tools” often fall short of satisfying the financial burden of a household, and this can lead to financial crisis and poor health and in some cases even death.
MicroInsurance Centre Briefing Note # 4 - An Example of Systematic New Product Development for Life Microinsurance
A systematic new product development process is a prerequisite to a new successful product. This note reviews the process followed by CARE in Ghana in the development of Anidaso life insurance and pension plan and provides a model for others who are developing similar products.
MicroInsurance Centre Briefing Note # 3 - Making MicroInsurance Work For Clients
Present research findings shed light on the options available for microinsurance providers for entering the market. This note highlights the three key criteria needed for assessing the effectiveness of insurance mechanisms – Coverage, Accessibility and Timeliness – and provides recommendations for new product design based on these three criteria.








