PoP Briefing Note 9 - Three Country Analysis
In order to find an answer to a very simple question which has never been satisfactorily answered "Do poor people have financial lives?, the authors of the "Portfolios of the Poor" tracked the earning, borrowing, spending, and saving practices of 250 households in Bangladesh, India, and South Africa.
PoP Briefing Note 8 - Understanding Price
This Briefing Note offers insight into the prices paid by the poor households in order to avail the financial intermediations, and the reason behind their financial decisions. The findings in this Brief Note are based on the set of financial diaries developed in India, Bangladesh and South Africa from 1999-2005.
PoP Briefing Note 7 - Grameen II and Portfolios of the Poor
The Grameen Bank of Bangladesh struggled during late 1990s due to the deterioration of its loan portfolio which got worsened by the devastating flood leading to loan repayments erosion. This Briefing Note explains how the bank responded to the adverse scenario by adopting a new model "Grameen II" in 2001.
PoP Briefing Note 6 - Portfolios of Bangladesh’s Poor
The Portfolios of the Poor financial diaries in Bangladesh span 1999-2005. As well as giving a unique insight into the challenges faced by poor households, they show how the households interact with the uniquely saturated and rapidly growing microfinance industry in the country.
PoP Briefing Note 5 - Creating Better Portfolio: Core Financial Products for the Poor
Portfolios of the Poor: How the World’s Poor Live on $2 a Day examines the basic question of how the world’s poorest households survive on such modest incomes. The authors report on yearlong "financial diaries" of villagers and slum dwellers in Bangladesh, India, and South Africa-surveys that track penny by penny how households manage their money.
PoP Briefing Note 4 - Research Methodologies
Portfolios of the Poor offers new thinking about how the world’s poorest communities manage their financial lives. To uncover these intimate details, researchers designed a study in which they interviewed poor households twice a month over the course of a year, and recorded the details of how they lived their financial lives.
PoP Briefing Note 3 - How do the Poor Deal with Risk?
This Briefing Note offers insight into the ways poor households manage risks. Based on the financial diaries research outlined in Portfolios of the Poor: How the World’s Poor Live on $2 a Day.
PoP Briefing Note 2 - Borrowing to Save: Perspectives from Portfolios of the Poor
This Briefing Note highlights the extra-ordinary phenomenon of “borrowing while savings” described in the book – Portfolios of the Poor: How the world’s poor live on $2 a day. It also describes factors like simultaneous borrowing and saving and provided evidence for an explanation rooted in the difficulty of rebuilding savings.
PoP Briefing Note 1 - The “Triple-Whammy” of Poverty – Lessons from Portfolio of the Poor: How the World’s Poor Live on $2 a Day
This Briefing Note explores the pattern of “triple-whammy” poverty trap and examines how households manage and what can be done to help households cope with their most basic, daily challenges. It further explores this phenomenon through the experiences of three dairy households.










